Large House Insurance for properties with 5+ bedrooms

CoverBuilder offers cover large house insurance policy to cover homes with a greater than average number of bedrooms.  With buildings cover up to 1.5 million, our building insurance can cover even the biggest of properties against full rebuild costs. All our quotes are 100% online with instant cover and online document viewing.

  • Up to £1.5million buildings cover
  • Up to £150,000 or contents cover
  • Trace and access cover included
  • Cheaper premiums than high net worth providers
  • Insurance policies for 6, 7, 8 and 9 bedroom properties.
  • Manage your policy online
  • Legal cover included as standard
  • No cancellation fee
  • Full Home Emergency Cover from £20 per year
  • Average call centre answer time under 1 minute

Need a little help quoting?

We have insurance experts ready to help if you want to ask a question. Our average call answering is under 1 minute so give us a call on 0333 358 3359. Alternatively, chat with us online via our livechat option (bottom right).



Large White House with red door Large House Insurance


At CoverBuilder we are able to offer large house insurance for your property regardless of whether you have 5, 6, 7, 8 or even 9 bedrooms in your home. We realise that your large house is likely to have a higher rebuild cost and also contain more contents. This is why we have extended cover limits of up to £1million for buildings and £150,000 for contents. You can, therefore, rest assured that your large home will be completely protected should disaster strike.

It is, unfortunately, true that the average house insurance cost per month does increase in line with the size of your property. Despite this, CoverBuilder aims to still provide reasonably priced cover even if your home is bigger than average. We don’t believe a big home should mean big prices.

High net worth property?

Although we are not a high net worth insurance company, our contents limit of £150,000 is more generous than many of our competitors. This amount can sufficiently meet the needs of the majority of big property households. Whether your home is a rambling listed building, a top floor flat or you are renting and looking for contents only cover, we will have a flexible policy to suit your needs.

large house in country Large House Insurance

Quoting for Large Property Home Insurance

Quoting for a large house insurance policy with CoverBuilder is super simple. All you need to do is follow the link at the bottom of this page and input the relevant details about you and your property. Our building insurance cost calculator will then generate the best premium that we can offer you.

The policy can be taken out online, eliminating the need for lengthy calls to call centre staff.

period property Large House Insurance

Home insurance specific to the number of bedrooms in your property

CoverBuilder offers cover for properties with up to 9 bedrooms, these large properties often need specialist cover to make sure the owner is correctly covered and not under-insured for the property size.

What is the rebuild cost of my property?

When quoting for large properties it is important to correctly value the cost of the rebuilding the property if it were to need complete rebuilding after an incident. We have a page dedicated to helping you understand the rebuild value of your large home. This is different to the market value of the property. Incorrectly entering the market value rather than the rebuild value can dramatically impact the cost of your premium.

Calculating a building’s rebuild cost will require the use of a buildings rebuild cost calculator. Learn more about why using an appropriate figure for your rebuild cost is essential to avoid underinsurance. 

Why not use our inbuilt rebuild cost estimator?

We have a direct link to the BCIS rebuild cost estimator in our quote system that automatically suggests an estimated rebuild cost for you to use in your insurance quote. Remember, this is an estimate and should be treated as such to avoid under-insurance.


Large house being rebuilt Large House Insurance