Home insurance for a property with full/partial flat roof

Properties with full or partial flat roofs are one of our specialist risks we can protect you for at CoverBuilder. You can quote and buy directly online, without any delays from having to go through your situation over the phone. Our questions are designed to offer cover for many flat roof property scenarios.

Enhanced partial and full flat roof home insurance
  • Immediate cover
  • Specialist cover for flat roofs up to 100% of total roof area
  • Cover at standard rates for a variety of non-standard construction materials
  • We can insure flat roofs even if the rest of your property is non-standard construction
  • Recent repairs can also be covered
  • Competitive rates


What information will I need to quote for ‘flat roof insurance cover’?

  • An approximate % of the roof that’s flat
  • An idea of what your roof is made out of

Flat roof extension at rear of property

How do I calculate how much of my roof is flat?

The first suggested method of calculating how much of your roof is flat is to consult your homebuyer’s survey. Another alternative is to contact your local builder or surveyor who will be able to provide you with an accurate calculation on the flatness of your roof.

If the above is not an option, you can utilise free online sources such as Google Earth to retrieve an aerial view of your property or simply judge the flat roof percentage by eye.

Flat roof insurance problems

Generally, insurers will build your premium based on how much of your roof is flat. In most instances, if your roof is more than 30% flat, you will expect to pay a higher premium as more of your property is exposed to risk. Contrastingly, if your roof is less than 30% flat, your premium will remain largely unaffected.

Why choose CoverBuilder for your home insurance?

Flat roof extension in attic of property

Mainstream insurers have a tendency to avoid non-standard risks, with flat roof properties being no exception. You will need to contact a specialist insurer to source home insurance for flat roofs.

If your home falls within this bracket, we’d be more than happy to help you at CoverBuilder. We believe that your flat roof home insurance doesn’t need to be difficult or costly to purchase and we’re here to help you keep on top of it all. Offering a range of quotes from the UK’s top blue-chip insurers, we hope to offer you the cover you need for your non-standard home.