Flat roof definition

Flat roof definition

Sunday, April 30 2017

Home insurance for a property with full/partial flat roof

Properties with full or partial flat roofs are one of our specialist risks we can protect you for at CoverBuilder. You can quote and buy directly online, without any delays from having to go through your situation over the phone. Our questions are designed to offer cover for many flat roof property scenarios.

How do I calculate how much of my roof is flat?

The first suggested method of calculating how much of your roof is flat is to consult your homebuyer’s survey. Another alternative is to contact your local builder or surveyor who will be able to provide you with an accurate calculation on the flatness of your roof.

If the above is not an option, you can utilise free online sources such as Google Earth to retrieve an aerial view of your property or simply judge the flat roof percentage by eye.



Illustration Flat Roof Home Insurance



Enhanced partial and full flat roof home insurance

  • Recent repairs can also be covered
  • Cover at standard rates for a variety of non-standard construction materials
  • We can insure flat roofs even if the rest of your property is non-standard construction
  • Competitive rates for flat and partially flat roofs
  • Buildings cover up to £1.5million
  • Contents cover up to £150,000
  • Personal possessions up to £40,000
  • 24/7 Claim helplines
  • Trace & Access cover up to £5000
  • Specialist cover for flat roofs up to 100% of total roof area


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We cover a wide selection of roof types

Aluminium, asbestos, asphalt, concrete, copper, corrugated iron, EPDM, felt on timber, fibreglass, glass, green roofs, lead, metal, plastic, polycarbonate, reinforced PVC, shingle, shingle-asphalt, shingle-pine/spurce/cedar, slate, stramit, tile, timber, turnerised, zinc & others considered. 

Chat online with an insurance expert

Often insurance can involve more complex situations and circumstances, therefore we have our insurance experts standing by to help you through a quote. if you have any questions about how to quote for your type of property, personal circumstances or special insurance needs.


 Flat roof insurance problems

Generally, insurers will build your premium based on how much of your roof is flat. In most instances, if your roof is more than 30% flat, you will expect to pay a higher premium as more of your property is exposed to risk. Contrastingly, if your roof is less than 30% flat, your premium will remain largely unaffected.

Illustration explaining what a flat roof is for insurance purposes


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