Property on the Market Home Insurance

Selling your home can be a stressful time and concerns over your home insurance needn’t add to this. We are able to provide cover for a variety of properties that are up for sale, whether you are still living there and require full buildings and contents cover or have already moved out leaving the property unoccupied. If the property is sold before your year of cover is up, you will receive a pro-rata refund of any overpaid premium back to you, meaning you only pay for the cover you use.*

If the property is sold before your year of cover is up, you will receive a pro-rata refund of any overpaid premium back to you, meaning you only pay for the cover you use.*

Reasons to choose CoverBuilder for Home Insurance

We work with a panel of insurance companies specifically to cover customers who have a property awaiting a sale. We’ve designed our policy quote and buy process to be straightforward.

  1. Our quotes are 100% online meaning no lengthy phone call referrals
  2. Offering competitive rates for unoccupied/awaiting a sale property
  3. Wide range of acceptance criteria
  4. Instant online decision & acceptance
  5. Standard policy excesses apply unless otherwise stated in policy documents
  6. Instant Cover
  7. Manage your policy online
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Cancelling before the end of the policy

If you need to cancel before the end of the policy, you can simply call us and we’ll pro-rate your premium and refund any overpaid premium to you regardless if you pay monthly or in full.

There is a £25 cancellation charge if you cancel after the initial 14 day cooling off period.

*If a claim is made during the course of the policy then the full premium will be payable.


Chat online with an insurance expert

Often insurance can involve more complex situations and circumstances, therefore we have our insurance experts standing by to help you through a quote. if you have any questions about how to quote for your type of property, personal circumstances or special insurance needs – just chat to us here.



Property empty and awaiting sale

If you have already moved out of your home, or you have inherited it and For sale signs in row when awaiting property saleare marketing it for sale, CoverBuilder is here to help you protect it. We are able to offer unoccupied property insurance, which will cover your property even while you are not living in it, no matter how long that may be for.

Unlike standard insurers who will usually not cover properties that are unoccupied for over 30 days, our specialist policies have extended unoccupied periods available. That means your cover can remain, even if your property takes longer to sell than expected.

Full cover for homes that are for sale

Full Buildings and Contents cover is available for your property, even if it is being marketed for sale and having potential purchasers shown around. Your cover should not need to suffer because of an ongoing sale.*

Cooling off and cancellation fee

Stopwatch to represent time passing when awaiting property sale

We can offer cover for your property that is awaiting sale for a number of different situations. However, if your policy is cancelled before its renewal date then it will be subject to a £25 mid-term cancellation fee.

Please be aware of this before taking out any policies that you think may be short term, as this fee will be payable upon early cancellation.

We do however, offer a 14 day cooling off period during which you can cancel the policy and receive a full refund of premium with no cancellation charge.


*Levels of cover can vary for unoccupied properties so please check the terms of your quote carefully before submitting your policy.

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