Insure your home while it is up for sale

Selling your home can be a stressful time and concerns over your home insurance needn’t add to this. We are able to provide cover for a variety of properties that are up for sale, whether you are still living there and require full buildings and contents cover or have already moved out leaving the property unoccupied.


Pay only for the time you need & no cancellation or hidden fees!

If the property is sold before your year of cover is up, you will receive a pro-rata refund of any overpaid premium back to you, meaning you only pay for the cover you use, providing no claim has been made.


Reasons to choose CoverBuilder for Home Insurance

We work with a panel of insurance companies specifically to cover customers who have a property awaiting a sale.

  1. Our quotes are 100% online meaning no lengthy phone call referrals
  2. Offering competitive rates for unoccupied/awaiting a sale property
  3. Wide range of acceptance criteria
  4. Instant online decision & acceptance
  5. Standard policy excesses apply unless otherwise stated in policy documents
  6. Instant Cover
  7. Cancel mid-term with no cancellation fee.
  8. Manage your policy online
  9. Average call centre answer time under 1 minute




Awaiting property sale

Flexible policy term – Cancel at any time!

Many of our customers who take out cover for an empty property only need short-term cover. Therefore with CoverBuilder you can cancel at any time with no cancellation costs. You simply call us and we’ll pro-rata your premium and refund any overpaid premium to you regardless if you pay monthly or in full. Learn more about our cancellation promise.


Often insurance can involve more complex situations and circumstances, therefore we have our insurance experts standing by to help you with a quote.

Awaiting property sale


Property empty and awaiting sale

If you have already moved out of your home, or you have inherited it and are marketing it for sale, CoverBuilder is here to help you protect it. We are able to offer unoccupied property insurance, which will cover your property even while you are not living in it, no matter how long that may be for. Unlike standard insurers who will usually not cover properties that are unoccupied for over 30 days, our specialist policies have extended unoccupied periods available. That means your cover can remain, even if your property takes longer to sell than expected.

awaiting property sale unoccupied


Full cover for homes that are for sale

Full Buildings and Contents cover is available for your property, even if it is being marketed for sale and having potential purchasers shown around. Your cover should not need to suffer because of an ongoing sale.*

Awaiting property sale


Cooling off and cancellation fee

We can offer cover for your property that is awaiting sale for a number of different situations. Even if you need to cancel your policy before the renewal date there is no cancellation charge applicable meaning you only need to pay for cover for as long as you require it.

*Levels of cover can vary for unoccupied properties so please check the terms of your quote carefully before submitting your policy.




Awaiting property sale